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Health plans for roofers, owners & crews

You build strong roofs.Let’s find your health coverage.

Health plan guidance for independent roofers, roofing company owners, and hardworking crews. Explore options for yourself, your family, and your team.

See who we help
Prefer to talk? (715) 883-3724
Individual plans Family coverage Group benefitsLife coverage
Roofing professionals standing beside a work truck outside a home
Independent • Owners • Crews

One trade. Different ways to work.

Made for the way your business actually works.

Whether you subcontract, run your own roofing business, or work on a crew, we start with your household, your budget, and the way you work.

01Independent

Self-employed roofers

Individual coverage guidance for independent roofers, subcontractors, and 1099 professionals.

02Business

Roofing company owners

Explore coverage for yourself and your family, plus benefit options as your business grows.

03Crew

Employees & families

Help understanding employer coverage and individual options for roofing employees and their households.

A clearer way to get covered

Your days are full. Make room for your health.

Between estimates, job sites, and the next project, health plans can slip down the list. Get a guided conversation about the care you use and the coverage you need.

01

For independent professionals

Individual coverage

Explore individual and family health plans, including nationwide PPO options where available. Start with your budget, doctors, prescriptions, and eligibility.

  • Self-employed and 1099 professionals
  • Roofing subcontractors
  • Families and dependents
02

For owners and teams

Group coverage

Explore health benefits for roofing businesses with eligible employees. We’ll review your team’s makeup, budget, and available options before recommending a path.

  • Small and growing teams
  • Owner and employee options
  • Eligibility and enrollment guidance

Simple from the start

Three steps. No pressure.

  1. 01

    Tell us about your work

    Tell us whether you work independently, own the business, or need coverage for your family or employees.

  2. 02

    Compare the real options

    We’ll review coverage types, networks, costs, and important tradeoffs in plain language.

  3. 03

    Choose with confidence

    If an option fits, we’ll help you through the application and enrollment process.

For the people who count on you

Life coverage belongs in the conversation, too.

Explore term life, whole life, and living-benefit options for qualifying critical illness. If permanent disability is a concern, we’ll help you review available policy features and riders.

Benefits and eligibility depend on the policy. Living benefits and disability features are not included in every plan.

Learn more in the FAQs

Good questions are always welcome

Common questions

Not seeing yours? Start a conversation and we’ll help you sort through it.

Talk through my situation
Can a self-employed roofer get a health plan?

Yes. We help independent roofers compare individual and family health plans that fit their needs, budget, and eligibility.

Can my roofing company offer health benefits?

Yes—eligible roofing businesses can offer health benefits. We’ll review your team and budget to find options that fit.

What if I work as a 1099 subcontractor?

You can explore individual and family health plans as a 1099 subcontractor. We’ll help you compare options for your household and work schedule.

Will my doctors and prescriptions be covered?

National PPO options include major medical plans with prescription benefits. We’ll check your specific doctors and medications as we compare plans you’re eligible for.

Do you offer term and whole life options?

Yes. We can help you compare term life for a set period and whole life for lifelong protection, subject to policy terms and eligibility.

Can life coverage include living benefits?

Yes—select policies offer living benefits for qualifying critical illness. We can also review available permanent-disability features and explain how they work.

Does exploring my options cost anything?

No. Your initial coverage conversation is free, with no obligation to enroll.

Take care of the people doing the work.

Let’s find coverage that fits your work and your life.

Book a coverage conversation

Understand your options

Three ways to approach your health benefits.

Start with how each type works. Then we can talk through the benefits, limits, and costs that matter to you.

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Indemnity plans

Fixed benefits. No copays or deductibles.

Explore fixed indemnity options with $0 copays and $0 deductibles. These plans pay a set dollar amount for covered services or events, rather than the full medical bill. Budget-friendly options that can be purchased on their own or alongside another plan, depending on your needs.

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Visit limit plans

A middle-ground approach

These plans can offer a middle ground between fixed indemnity benefits and major medical coverage, with a set number of covered doctor visits each year. Depending on the plan, preventive care and telemedicine benefits may be available before you meet the deductible.

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Major medical

The most comprehensive of these three approaches

Traditional health plans with copays, deductibles, and coinsurance, offering broad coverage for everyday care and larger medical needs. National PPO networks available. Plan availability depends on your location and eligibility.

$, $$, and $$$ are an illustrative monthly-cost guide—not quotes or a guaranteed price order. Actual costs and eligibility vary by plan, state, age, household, and underwriting where applicable. These descriptions are a starting point; compare the actual plan documents.

Let’s find the approach that fits your needs.

Book a call